Resources · Surya Padhi, CPA, EA
Everything free, in one place
The weekly video explainers, the calculators used in the office, and the written guides. All free, none of it gated, and no email address required for any of it.
The tools are built to preparer standard rather than to look impressive — which means they will sometimes tell you that you do not need us.
Nothing you type into a calculator is sent to us or stored anywhere. Every calculation runs in your own browser and stays there. No account, no email address, no data collection — close the tab and it is gone.
Video library
One tax question, properly answered, every week.
A new explainer every Tuesday — six or seven minutes on video, with the written version, the figures and the sources on the same page. Nothing gated, no email address required.
Individuals & Retirement
Retirement distributions, capital gains, IRS notices, and the planning that has to happen before December to matter.
Who it is forHouseholds, retirees and investors.
4 published · 23 plannedOpen the track →
Small Business & S Corp
Entity choice, reasonable compensation, quarterly estimates, payroll and the books behind them.
Who it is forOwners, S corp shareholders and the self-employed.
2 published · 18 plannedOpen the track →
Foreign Income & International
FBAR and Form 8938, nonresident and dual-status returns, streamlined filing, and ITIN applications.
Who it is forExpats, nonresidents and ITIN applicants.
2 published · 11 plannedOpen the track →
All episodes
The full library, the publishing schedule, and what each episode covers. New every Tuesday through August 2027.
Who it is forAnyone who would rather understand the rule than be told the answer.
7 published · 52 plannedBrowse the library →
Tax calculators
For individuals and households working out what they will owe, and when.
Estimated Tax Calculator
Both safe harbor tests and a four-quarter installment schedule. Tells you the smaller of the two targets and what each payment needs to be.
Who it is forAnyone with income nobody withholds tax on — self-employment, distributions, capital gains.
Tax year 2026Open the tool →
Income & Tax Projection
A full 1040 projection — self-employment tax, the QBI deduction with its wage limit and SSTB phase-in, capital gains rate layering, additional Medicare and NIIT.
Who it is forAnyone whose income changed materially this year and wants the number before April.
Tax year 2026Open the tool →
Business owner tools
For S corp shareholders, LLC members and the self-employed.
S Corp Compensation Optimizer
A sole proprietorship baseline against five S corp salary levels, compared on net after-tax cash — with a cost-approach reasonable-compensation floor that flags any salary below it.
Who it is forS corp owners setting their salary, and LLC owners deciding whether to make the election.
Tax year 2026Open the tool →
Self-Employed 401(k) Maximizer
What you can actually put away this year — employee deferral and employer contribution, computed against current IRS limits with full print output.
Who it is forSole proprietors, single-member LLCs and S corp owners with no employees.
Tax year 2026Open the tool →
Cross-border tools
For anyone with income, accounts or family outside the United States.
FBAR & Form 8938 Threshold Checker
In developmentAnswer a few questions and find out which of the two foreign account reporting regimes applies to you — they have different thresholds, different forms and different agencies.
Who it is forAnyone holding foreign bank accounts, pensions or an interest in a foreign entity.
ITIN Eligibility Checker
In developmentWhether you need an ITIN, which exception category applies, and what documents a Certifying Acceptance Agent will need to see.
Who it is forSpouses and dependents without a Social Security Number, and nonresident owners of US entities.
Guides & documents
Written material, checklists and the paperwork that starts an engagement.
Suggestions welcome
Is there a calculation you keep doing by hand?
This library grows from the questions clients actually ask. If there is a number you find yourself working out on paper every year — or a rule you can never remember the threshold for — tell us and it may well become the next tool here.
Suggest a toolWhen the tool is not enough
A calculator cannot know your facts
These give you the arithmetic. What they cannot do is tell you which rule applies to your situation, or what happens when two of them interact. That part is a conversation, and the first one is free.
These tools are provided for general educational use and produce estimates only. They do not constitute tax, legal or financial advice, and their results should not be relied on for filing without professional review. Figures reflect the tax year shown and are subject to IRS adjustment.