Sure Financial & Tax Services · Planning worksheet

Five-Year Tax Bracket Calculator

Enter one figure and see exactly how much of it is taxed in each bracket, for any tax year from 2022 to 2026 — and what the same income would have cost you in each of the other four.

Your income Form 1040 line 11

Adjusted gross income — everything on the return before the standard or itemised deduction.

Adjusted gross income Wages, business income, interest, dividends and gains, after adjustments
Untick if you itemise, or if the figure above is already taxable income
Taxable income used What the brackets are applied to 0
How the brackets fill 2026 · Single

Each band taxes only the income that falls inside it. Moving into a higher bracket never re-taxes the income below it.

Rate Taxable income band Income taxed here Tax
Total federal income tax $0 $0
The same income, five years Rev. Proc. 2021-45 → 2025-32

The same adjusted gross income run through each year's own brackets and standard deduction. The difference is inflation indexing, plus the 2025 and 2026 changes made by the One Big Beautiful Bill.

Year Standard deduction Taxable income Tax Effective vs. selected year
This is a projection, not a prepared return. Brackets and standard deductions are taken from the IRS revenue procedure for each year — Rev. Proc. 2021-45, 2022-38, 2023-34, 2024-40 and 2025-32 — with the 2025 standard deduction as increased by the One Big Beautiful Bill. Nothing you type here is sent anywhere; the whole calculation runs in your browser. Confirm any planning decision with your preparer before you act on it.