US tax rules don’t stop at the border
If you live abroad, recently moved to the United States, or earn income across countries, your US filing obligations can be complicated — and the penalties for getting them wrong are steep. We help foreign nationals, expats, and NRIs stay fully compliant with the IRS and avoid costly, often hidden, mistakes.
As an IRS Enrolled Agent supported by a team of Chartered Accountants, Surya Padhi brings both US and Indian tax expertise under one roof — a rare combination for clients whose financial lives span two countries.
Who we help
We work with US citizens and green card holders living abroad, foreign nationals working or investing in the US, non-resident aliens with US income or property, NRIs with assets in both the US and India, and first-time filers unsure of their residency status. If you’ve fallen behind on past filings, we can help you catch up too.
What US tax compliance involves
Cross-border compliance is about far more than your annual return. Missing a single information form can trigger penalties years later — even when you owe no tax. We make sure every required filing is handled correctly, including:
- Foreign account reporting (FBAR / FinCEN 114) — required when your foreign accounts together exceed $10,000 at any point in the year. Penalties for non-filing can reach $10,000 per violation.
- Foreign asset reporting (FATCA / Form 8938) — for specified foreign assets above the IRS thresholds, which vary by filing status and where you live.
- Foreign investment reporting (PFIC / Form 8621) — Indian mutual funds are generally treated as PFICs by the IRS and carry special rules that are easy to get wrong.
- Double-taxation relief (Forms 1116 and 2555) — we apply the Foreign Tax Credit, the Foreign Earned Income Exclusion, and the US–India treaty so you’re never taxed twice.
- Residency and annual returns — we determine your correct residency status and prepare accurate federal and state returns.
US and India tax, handled together
Most US preparers can’t advise on the India side of your finances, and most Indian advisors can’t file your US return. Our team does both. We guide NRIs and Indian-American families through the situations that cross both systems — sale of property in India, inheritance and gifts, repatriation of funds, NRE/NRO account income, and coordinating tax credits and timelines between the two countries — so you stay compliant everywhere without paying tax twice.
Already behind? You have options.
If you’ve missed FBARs, foreign-asset reporting, or returns, there’s a clear path forward. The IRS offers catch-up programs — including the Streamlined Foreign Offshore Procedures — that let eligible taxpayers become compliant with reduced or waived penalties. As an Enrolled Agent, Surya can assess your situation and represent you directly before the IRS.
Why clients trust us
Federally licensed to represent you before the IRS in any state, on any tax matter. Genuine US and India expertise on one team. Built for cross-border clients across New Jersey, the US, and internationally. Clear, personal service at a fair price, thanks to our remote capabilities.
Get clarity on your US tax obligations
Book a free 30-minute consultation. We’ll review your situation, flag what needs filing, and explain your options — no pressure, no obligation.
This page is general information, not tax advice. Filing thresholds, penalties, and treaty benefits depend on your circumstances and change over time. Contact us for guidance specific to your situation.